Monthly Debrief: January 2021

TRACKING

  •  # Buy nothing days :20 (65%)
  • # times ate out/purchased take out: 2
  • # activities with loved ones: 10; these included video calls, good news calls and walks outside
  • $ saved at Costco: No Costco visit this month; we’ve decided to not renew our membership as Costco is more expensive online and we’re not comfortable going to the store
  • % over or under budget: 3% under budget (I’d abandoned the fun fund over the past couple years so it’s nice to be able to put money in there again)

CELEBRATE:

  • I have avoided the allure of online shopping and leaned into my stay at home life at the moment
  • We supported a local restaurant we love and did a good job of eating the food we’ve purchased

DIP INTO SAVINGS/CREDIT

  • I paid my school fees, books and applied to an MA program through my savings line

KEEP IN MIND

Not only are we in the midst of a pandemic but there’s an emergency order in place keeping us pretty close to home and removing the usual temptations. While this is a grand January , budget-wise, I hope it’s an outlier.

OVERALL

This month was fantastic. I’ve been trying to embrace the “Little Goes a Long Way” philosophy to encourage myself in moving but not pushing so hard I cause flare ups of pain.

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