This entire blog is based on my journey to save while not feeling deprived. In recent months, I feel as though I’ve fallen into a terrible, spending rut. Luckily for me HR ran a workshop based on Immunity to Change and provided a worksheet as a take away a few years ago.
Keep my spending within my monthly budget
What I’d need to do differently:
- Map out my monthly spending,
- Look ahead to upcoming events that would encourage me to spend more,
Behaviours that Go Against my Goals:
- Saying yes without consulting the budget (to experiences, friends)
- Giving in to cravings (food budget)
- Tell myself I deserve things and give in
- Indulge in sales
- Not properly planning (menu, events)
Worry Box/Competing Commitment
- I’ll miss out on amazing opportunities
- I won’t capitalize on good deals
- I’ll seem cheap, rather than frugal, to friends and colleagues
- I’ll appear selfish
- If I don’t give to people they’ll think I’m using them
- If I don’t go out with friends I’ll lose our connections
- ML & I will get stuck in ruts because we don’t do things outside our home
- If I don’t spend money on experiences and products I’ll cease to be interesting
It seems like a simple exercise but it did require soul searching and I can see that some of my habits come from a fear of losing relationships as well as losing the carefully crafted self.
The next step is to challenge these assumptions and test them to see if they’re true. I know they’re not true, however, it’s interesting to see that my fears have remained the same over time. The problem is that I stopped recognizing and combatting them.
Do you think this could be useful to you?