New Year, Same me?

It’s been a while since I’ve posted!

What’s changed? Other than:

• A global pandemic
• Working from home
• Major health issues

It’s pretty much the same. I ended the year with 0 Consumer Debt an unimaginable task a few years ago. As the world has been rocked with COVID-19, ML and I have been less careful with our spending. It stems from feeling very fortunate as we’re both still employed and didn’t have to take pay cuts.

Rather than increase our savings we decided to share the wealth as much as possible, which has included: increasing our donations to causes, ordering in food from local restaurants and shopping at local stores. All of these are increased costs for a couple who have been trying to find the best deal for a while.

Due to my health paranoia (is it paranoia if I was sidelined for 6 weeks by a common flu?), I’ve decided to maintain my lockdown until the vaccine makes its appearance to all and sundry in my country. While it may seem that this would have a positive impact on my pocket book the world of online shopping (I’m looking at you Instagram ads) is rife with temptation.

I’m not going to make any budget promises to myself but I’m going to think about how to use this time of physical isolation to tend to my soul. Saving in 2021 will not only be financial, it will incorporate energy.

I abandoned this blog because my post-concussion syndrome was so bad that I couldn’t manage tracking my budget and reflecting upon it while being a success in all the other areas of my life. It’s taken me years to recognize that.

This year I’m going to work on building my awareness of my own needs. I’m curious to take a wander through this blog and see how far I’ve come on some goals and work on setting some new ones. No promises that I’m back but here’s to hoping that 2021 involves a whole lot more blogging!