Immunity to Change

This entire blog is based on my journey to save while not feeling deprived. In recent months, I feel as though I’ve fallen into a terrible, spending rut. Luckily for me HR ran a workshop based on Immunity to Change  and provided a worksheet as a take away a few years ago.

Improvement Goal:

Keep my spending within my monthly budget

What I’d need to do differently:

  • Map out my monthly spending,
  • Look ahead to upcoming events that would encourage me to spend more,

Behaviours that Go Against my Goals:

  • Saying yes without consulting the budget (to experiences, friends)
  • Giving in to cravings (food budget)
  • Tell myself I deserve things and give in
  • Indulge in sales
  • Not properly planning (menu, events)

Worry Box/Competing Commitment

  • I’ll miss out on amazing opportunities
  • I won’t capitalize on good deals
  • I’ll seem cheap, rather than frugal, to friends and colleagues
  • I’ll appear selfish
  • If I don’t give to people they’ll think I’m using them

Big Assumptions

  • If I don’t go out with friends I’ll lose our connections
  • ML & I will get stuck in ruts because we don’t do things outside our home
  • If I don’t spend money on experiences and products I’ll cease to be interesting

It seems like a simple exercise but it did require soul searching and I can see that some of my habits come from a fear of losing relationships as well as losing the carefully crafted self.

The next step is to challenge these assumptions and test them to see if they’re true. I know they’re not true, however, it’s interesting to see that my fears have remained the same over time. The problem is that I stopped recognizing and combatting them.

Do you think this could be useful to you?

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google+ photo

You are commenting using your Google+ account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s