I haven’t been posting a lot because I’ve spent the last couple of months hiding from my budget.
My frugal re-set over the course of the last few years has worked in the sense that I always seem to have a bit after my paycheque even if I exceed my budget. However, I have been spending on things and then not wanting to hold myself accountable.
Here’s an example: I would like more summer dresses. The season is so short and I’d like to really enjoy it when I can.
Step 1: Pull out all my clothes and assess the number of outfits I have. It turns out I have a lot of casual, weekend dresses but only a few work appropriate dresses
Step 2: Figure out a realistic number of dresses that would help me fill the gap. To wear 2 dresses/ skirts per week I would need 5 more dresses.
Step 3: Set a budget. I thought $75 would be good as one good work dress at a big box store at the mall ranges from $70 – $120.
Step 4: Hit the thrift store.
This all sounds great, right? If the cycle ended here it would be alright.
Step 5: Find lots of dresses and have a bill that goes up to $99.36. That $0.36 counts as my goal then became spending less than $100.
Step 6: Avoid looking at my budget as $75 was already tight in the budget but the extra $24.36 is making it worse.
Step 7: Since I haven’t looked at my budget, completely forget that I had already spent my entire fashion and miscellaneous lines so I spend a little extra at the grocery on some seasonal items.
Step 8: Find the Thrift Store bill and resolve to not look at my budget but also not to spend another cent.
Step 9: Forget the resolution and buy Bunny the jumbo version of her pet food and throw in the jumbo version of birdseed for the outdoor families of birds, chipmunks and squirrels that raid the feeders.
I’ve only done half my budget so I’m not actually sure where I’m sitting right now. That’s a job for tonight.
My only resolution at this point is to re-instate my weekly budget dates!