- # Buy nothing days : 13
- # times used S’mores Maker (aiming for 6 uses in 2017): 0 – though we did have s’mores over the fire
- # times ate out/purchased take out: 8
- # activities with loved ones: 6 (I’ve gotten bad at tracking this)
- $ saved at Costco: $30
- % over or under budget: 19% over budget
- This June’s spending is an improvement over last year
DIP INTO SAVINGS/CREDIT
- Home renovation line for a new shower head, mattress for visitors and room dividers
KEEP IN MIND
June is traditionally one of the months that I just fly over budget. This year my major culprits were my fashion line and entertainment. I had figured, incorrectly, that I would be too tired to entertain this month. While I was tired this meant that we purchased convenience to entertain people rather than cooking a lot.
I must be more careful with Costco! My entire overage was spent in Costco. While I’m confident that the money was well spent and I did stick to lists all 3 times I went. It’s a lot.
My savings may be greater than the $30 noted but I don’t compare brand to brand I compare grocery brand to costco brand. The reason for this is that generally I select the least expensive option. If I’m in a grocery store looking at canned vegetables I’ll choose the cheapest one so when I’m in Costco if the cheapest option doesn’t beat the grocery brand I don’t consider it a savings.
An example is the shower head. I paid $40 for it. That’s an awesome deal! Especially as it’s valued at $70, however, when I had gone to the hardware I realized that I would have happily purchased the $40 option they had. Would it have been as nice? Not by a long shot! Would if have done the job? Absolutley! Therefore the ‘savings’ recorded are $0.
I did really well. I knew that keeping to my budget would be impossible this month. July, however, is my chance to re-set.
There’s going to be lots of re-setting as I start back eating properly, exercising and spending frugally.