Monthly Debrief:January 2017

January

TRACKING

  •  # Buy nothing days : 19 days (as of the 29th)
  • # times used S’mores Maker (aiming for 6 uses in 2017): 0
  • # times ate out/purchased take out: 6
  • # activities with loved ones: TBD
  • % over or under budget: 7% under budget (I’ll be doing some spending today so this will change a bit)

CELEBRATE:

  • Uber Frugal Month was a huge success! We spent a bit more than half the budgeted amount on groceries and I’ll be able to put a sizable chunk into my Fun Fund.
  • In spite of my injury I didn’t soothe myself with purchasing things.
  • This time last year I had 7 months to go on my consumer debt! Now the only debt I have is my mortgage. Paying it off in 10 years no longer seems like a crazy idea.
  • ML is debt free!!!!!

DIP INTO SAVINGS/CREDIT

  • I was able to pay for my parents car repairs from my savings and then get reimbursed

KEEP IN MIND

  • February is going to be tough! I’ve got a conference, loads of lunches that got moved from January and I’m out of town for a chunk of it.
  • Don’t get caught up in sale hype. If you don’t need in the foreseeable future don’t buy it (Looking at you tinned veg that was ‘on sale’)
  • I probably won’t be this far under budget next month as I did cancel a lot of things this month
  • I hope to keep the spirit of uber frugal month alive in February.

OVERALL

I’m really pleased with this month’s spending! Previously illness meant ‘treating myself’ to feel good food, a new book or a game of some sort. This time it meant free audiobooks on YouTube, Bunny cuddles, and making use of all my Christmas tea.

Image courtesy of arztsamui at FreeDigitalPhotos.net

Advertisements

10 thoughts on “Monthly Debrief:January 2017

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s