Debriefing September 2016

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TRACKING

  •  # Buy nothing days :17 days
  • # times used S’mores Maker (aiming for 8 uses in 2016): 2+0=2
  • # times used champagne saucers (aiming for 7 uses in 2016): 4+0=4
  • # times ate out:4
  • # activities with friends/family: 8
  • % over or under budget:.3% over budget. This is actually a win since my bill issues could have led me to be 8% over budget.
  • % of goal put toward ML’s debt: 100%

CELEBRATE:

  • This was the first full month of ML and I not seeing each other a lot due to both our jobs. We not only didn’t blow the budget on food expenses but we didn’t get into a  single disagreement!
  • I spent less on food overall, both in our grocery and eating out categories.

DIP INTO SAVINGS/CREDIT

  • We used our savings to pay cash for a new couch!
  • Savings were used to start Christmas shopping

KEEP IN MIND

  • The garden has ended so I need to go back to ensuring that we’re purchasing fruits and vegetables that are both budget friendly but are actually healthy.
  • October promises to be another full month with ML being away a lot and my job having a few high profile projects. This can easily impact our spending as well as our health.
  • No is a complete sentence! I need to learn how to say it nicely to people when their suggested events do not fit into our budget.

OVERALL

I’m really proud of September! I think this is the first September that neither of us got sick in a very long time. It was a bit painful in August when we looked at our calendars and realized that we would be having time together a maximum of once per week. I was nervous because I worried that we could easily feel overwhelmed and not supported. However, we had set a plan and were able to maintain it.

In the end, we had quality time with each other, didn’t eat out on ‘accident’ i.e. not making lunches, and didn’t have a messy home.

Image courtesy arztasumia via freedigitalphotos.net

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