February Weeks 1- 3

 

I came out of week 1 with a huge amount  left in my budget. So in week 2, rather than dip into my Fun Fund, I used my monthly budget for us to see Deadpool as well as attend a ballroom dancing event (where friends of ours got engaged). I also used the extra wiggle room to spend a bit more on groceries.

Even with all these extras week 3 began with a surplus of $5. Not bad at all! I was tracking to continue underspending until today. An opportunity came up to purchase tickets for Mama Mia in April at a deeply discounted rate. This was the first musical ML and I saw together on stage so we really want to attend. That’s the fee that sent me into the red. If I had not purchased those tickets I would still have increased my surplus budget while spending on things I hadn’t anticipated.

My week 4 begins today and because I had anticipated having a surplus I had invited a friend out for breakfast on this morning and another for tea on Tuesday. To keep within my monthly budget I have to decrease the amount I had planned to spend on groceries. Of course, my other option is to use my fun fund to pay for the entertainment opportunities that arose, which is exactly why I had created the fund!

At this point I’m going to continue spending frugally and see where my budget ends up at the end of the month. If there are extra funds I’ll have shown myself that I can have some pretty great experiences on a tight budget, if not I’ll use the fun fund to cover the applicable overages.

At this rate, even if I dip into my fun fund it will only be covering the cost of one of the extra activities. For me that’s a win!

How’s your budget doing in February?

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3 thoughts on “February Weeks 1- 3

  1. I find that budgeting can be freeing as I have $ for necessities. However, it can be a drag when I feel as though I am missing out on fun times. So far this month, I am scrimping as I have to pay for some house maintenance later this spring. A stitch in time…

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