It feels like every year since we got married ML and I would cuddle around Christmas and talk about our plans to get out of debt. We’d set reasonable goals and be filled with hope. This was almost always a result of us having dug ourselves deeper into debt over the course of November and December.
This year however is different. Here’s why: we didn’t talk about it. You read that correctly. We didn’t talk about our debt loads and our plans because there was nothing to talk about. I haven’t been holding out we still have debt but this year the battle plan was drawn in July and we haven’t looked back. So I’m feeling powerful ending the year rather than afraid that I won’t be able to afford the life I want.
How are you feeling about your finances as 2015 draws to a close?